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Farm and ranch insurance is a coverage tailored specifically for farmers and ranchers.  The policy is a hybrid with both homeowners and commercial insurance elements since ranchers and farmers live and work on the same property. The policy covers the home, personal property, additional living expenses, outbuildings, scheduled farm personal property, unscheduled farm personal property,…

Farm & Ranch Insurance Farm and ranch insurance is a coverage tailored specifically for farmers and ranchers. The policy is a hybrid with both homeowners and commercial insurance elements since ranchers and farmers live and work on the same property. The policy covers the home, personal property, additional living expenses, outbuildings, scheduled farm personal property,…

Inland Marine Insurance Inland marine coverage typically covers property in transit over land. Typically, inland marine coverage forms provide coverage without regard to the location of the covered property; these are sometimes called “floater” policies. Inland marine coverage forms are generally broader than property coverage forms. Types of inland marine policies are: Cargo insurance Transit…

Builder’s risk insurance is a property only insurance policy that is designed to cover property in the course of construction. Buildings are subject to many different risks while under construction. They may catch fire, be damaged by high winds, or fall victim to other insured loss elements; therefore, coverage is usually written on an “all…

Builder’s Risk Insurance Builder’s risk insurance is a property only insurance policy that is designed to cover property in the course of construction. Buildings are subject to many different risks while under construction. They may catch fire, be damaged by high winds, or fall victim to other insured loss elements; therefore, coverage is usually written…

Surety Bonds Surety bonds are a promise by a surety company to pay one party, the project owner, often called the obiligee, a certain amount if a second party, the contractor/business owner often called the principle, fails to fulfill the terms of a contract between the two parties. The bond protects the obligee against losses…