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Calamities Basic Homeowners’ Insurance May Not Cover

Would your home be covered if it was hit by a meteorite? What about an earthquake, sinkhole, flood or wildfire? We take a look at calamities that your homeowners insurance may and may not cover.

Homeowners’ Insurance: Actual Cash Value vs Replacement Value

Knowing the difference between replacement value and cash value and keeping an accurate home inventory are critical in a homeowners insurance claim.

There’s No Business Like Home Business…If You Are Covered

There are many benefits to operating a home-based business, but there may also be risks you are not aware of. Make sure your home business is properly insured.

Protecting Your House from the Terrors of Tenants

Tenants can come up with some truly creative ways to destroy a house. Are you protected?

5 Times You Need to Upgrade Your Homeowners Insurance

Thinking about getting a backyard trampoline, building a fence or adding a sunroom on your house? It could impact your homeowners’ insurance. Find out more.